Transaction Date,Value Date,Transaction Amount,Debit / Credit,Transaction Description,Reference No./UTR No,Remitter Name,Customer Code,Remitter IFSC,Virtual Account Number,client code,Profit Centre,product code 16-12-2023 09:41:59,16-12-2023,539773,C,ETL BILL PAYMENT TEST2 TEST3 TEST4 NONE ETL BILL PAYMENT,YESBR12023121600000163,IPS MOTOTECH FOR 020563300008786,15888,YESB0000001,ETLD1062515888,ETLD,10625,RTGS